Home insurance in Macon, GA

Parts of Macon are in mapped flood zones, and flooding isn't covered by a standard policy. Here's what to check.

Flood risk in Macon

Flooding is not covered by a standard homeowners policy anywhere in the country — it is a separate policy. Whether you are required to carry it depends on the zone your address falls in.

FEMA's current mapping for the Macon area shows Zone AE, Zone A alongside Zone X, which is the lower-risk designation.

Macon takes part in the National Flood Insurance Program but is not in the Community Rating System, so there is no community discount on flood premiums here.

Source: FEMA National Flood Hazard Layer; NFIP community 130011.

More about insuring a home in Macon

Flood riskHail, wind and your roofYour home rebuild costWhat a policy coversRV & motorhome

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